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More good news for home buyers and owners. 2015 is off to a good start. Continuing the good news trend in the US housing market, our friends at Florida Realtors recently reported another up-tick in existing home sales. For now, this means still-low housing prices, record-low mortgage rates and a potential window of great buying opportunity…

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Preparation is key to getting the best mortgage loan. Follow these five steps when preparing for your next loan. The difference between a good loan and great loan can add up to thousands or even tens of thousands of dollars over time. Smart preparation now is key to getting a great mortgage loan for your…

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Why Florida is a great place to invest… …and live. With the housing market stabilizing and last year’s dramatic price increases behind us (on a national basis, at least), it’s not as easy to quickly flip homes for a profit. Instead, now might be a good time to think about buying housing to hold for the long-term.…

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Foreclosure rates drop to their lowest levels since 2008. That’s something to be happy about! Foreclosures reached their lowest point since 2008 this past November, according to CoreLogic’s November 2014 National Forecast Report. Foreclosure inventory, which includes homes in any state of foreclosure, fell from 880,000 in November 2013 to 567,000 in November 2014 – a…

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Florida More than great beaches and a cheerful mouse Four Florida cities made the Forbes list of 20 fastest growing cities in America in 2014. With no state income tax, an enticing Homestead Exemption, a generous program to underwrite college tuition expense, steadily rising wages and lots of sunny days, there’s no mystery why. Let’s take a look…

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Real Estate Predictions for 2015

Factors to consider when financing your next home. It’s not all smoke and mirrors, folks. Here we go again. It’s a new year and that means the “experts” are filling our in-boxes with their predictions for the year ahead, claiming to see the future for real estate investments. Buy now! Don’t miss out! Your future…

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Feds Announce Lower Mortgage Costs!

FHA reduces annual mortgage insurance premiums. This could be the ideal time to buy a home. The Fed announced recently that it will reduce mortgage insurance premiums by .5% over the next few months in a move to reduce mortgage costs for creditworthy borrowers. For anyone concerned that this indicates a slackening of protective measures put…

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Is now the right time to refinance your mortgage loan?

According to Yahoo Answers, the fourth most-searched real estate question in 2014 was, “Should I refinance my mortgage?” Should you? There are a few solid reasons to refinance your mortgage. If interest rates are lower than they were when you first financed, you may want to move fast to lock in that lower rate. Many people…

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