Do you know your credit score?

Will Your Credit Score Help or Hurt?

Do you know your credit score? A good score will help you get the best mortgage at the best rate. Your credit rating and credit score affect your ability to qualify for the best rates on services, insurance and especially, home loans. Personal credit ratings and scores have also become a qualifying gauge for employers, especially those who seek…


Save money on your mortgage. Here’s how.

One Additional Mortgage Payment a Year There’s a simple trick to significantly reduce the length of your mortgage and save you thousands of dollars. The trick is to make one extra mortgage payment a year and apply that payment toward your loan’s principal. This is the method being used by “Bi-Weekly Mortgage Reduction Services” and…


Do you know what you’re really worth?

A critical step in the mortgage loan application process is to verify the sources for your down payment, closing costs and assets, as well as documenting income and debts. The lender uses this step to determine your qualifications as a borrower. Down Payment & Closing Costs Documenting that the down payment comes from your savings…